Make a difference. Know the commitment.

More than a signature

A co-signer provides a legal commitment that may help an applicant meet a landlord’s or lender’s requirements. That commitment can affect your finances, credit, and ability to borrow. It should never be treated as a formality.

Explore a match thoughtfully

Share your interest in co-signing and discuss the relevant eligibility requirements with Haven Co-sign. Screening and acceptance depend on the specific arrangement; no introduction obligates you to sign.

Understand the risks before saying yes

• A co-signer can be responsible for the full debt and other obligations described in the agreement.
• Late or missed payments may affect your credit or lead to collection activity.
• You may be required to pay even if you do not live in the property or receive the loan funds.
• Release from the agreement generally requires the creditor’s or landlord’s consent or satisfaction of its stated terms.

Ask the questions that matter

Review the applicant’s payment obligations, the length of the commitment, default provisions, notice procedures, and any release conditions. Confirm how you can receive relevant payment information. Obtain independent legal or financial advice before signing.

No pressure to proceed

Consider whether you could afford the obligations if the applicant could not pay. If the risk is not right for you, declining is a responsible choice.